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Phone: 708-343-0228

Toll Free: 800-550-9022

(outside of Chicagoland)

Vehicle Loan Rates

Rates effective as of 10/11/2024

New Autos 2024 - 2025

TermRate
Up to 42 MonthsAS LOW AS 4.25% APR
Up to 54 MonthsAS LOW AS 4.75% APR
Up to 66 MonthsAS LOW AS 5.25% APR
Up to 72 MonthsAS LOW AS 5.75% APR

Rates subject to change without notice.

Used Autos

Term2022-23 Models2020-21 Models2015-19 Models
Up to 42 MonthsAS LOW AS 4.50% APRAS LOW AS 5.00% APRAS LOW AS 5.50% APR
Up to 54 MonthsAS LOW AS 5.00% APRAS LOW AS 5.50% APRAS LOW AS 6.00% APR
Up to 66 MonthsAS LOW AS 5.50% APRn/an/a

Rates subject to change without notice. For autos older than 2013 and/or 100K miles, Collateralized loans are considered. Call the credit union for available rates and terms. 

Motorcycle, Watercraft, RV

  Up to 42 MonthsUp to 54 MonthsUp to 66 MonthsUp to 72 Months 
AS LOW AS 7.75% APRAS LOW AS 8.00% APRAS LOW AS 8.25% APRAS LOW AS 8.75% APR
Apply Now Learn More About Vehicle Loans

Personal Loan Rates

Rates effective as of 2/18/2020

Signature / Consolidation Loans

TermsRate
Up to 18 MonthsAS LOW AS 9.25% APR
19 Months to 60 MonthsAS LOW AS 9.75% APR

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for using automatic for you loan.

Secured by Shares, CDs, Stocks/Bonds

TypeTermRate
Share SecuredUp to 60 Monthsat 3.00%+ Regular Share Rate
CD SecuredUp to 60 Monthsat 3.00% + Your CD Rate
Stocks/Bonds SecuredUp to 60 Monthsat 9.00%

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for using automatic for you loan.

Apply Now Learn More About Personal Loans

Home Loan Rates

Rates effective as of 11/8/2024

Home Equity Line of Credit

Type80% Loan To Value90% Loan To Value
Prime Access HELOC**7.55% APR8.75% APR
Floor3.50% APR4.75% APR
Home Equity Fixed-5 Years6.75% APR7.00% APR
Home Equity Fixed-7 Years7.25% APR8.00% APR
Home Equity Fixed-10 Years7.75% APR8.75% APR

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.

**For lines over $75,000. Call for additional rates. 

10 And Done

 80% Loan To Value
No Closing Costs6.625% APR

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.

Mortgages

Info
Access Credit Union and our mortgage processing partner CU/America Financial Services, Inc. understand what it means to provide mortgage services to Credit Union members; sophisticated offerings with main street sensibilities.
Today's Mortgage Rates Or Call (630) 620-5200

*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.

Apply Now Learn More About Mortgages