Vehicle Loan Rates
New Autos 2024 - 2025
Term | Rate |
---|---|
Up to 42 Months | AS LOW AS 4.25% APR |
Up to 54 Months | AS LOW AS 4.75% APR |
Up to 66 Months | AS LOW AS 5.25% APR |
Up to 72 Months | AS LOW AS 5.75% APR |
Rates subject to change without notice.
Used Autos
Term | 2022-23 Models | 2020-21 Models | 2015-19 Models |
---|---|---|---|
Up to 42 Months | AS LOW AS 4.50% APR | AS LOW AS 5.00% APR | AS LOW AS 5.50% APR |
Up to 54 Months | AS LOW AS 5.00% APR | AS LOW AS 5.50% APR | AS LOW AS 6.00% APR |
Up to 66 Months | AS LOW AS 5.50% APR | n/a | n/a |
Rates subject to change without notice. For autos older than 2013 and/or 100K miles, Collateralized loans are considered. Call the credit union for available rates and terms.
Motorcycle, Watercraft, RV
Up to 42 Months | Up to 54 Months | Up to 66 Months | Up to 72 Months | |
---|---|---|---|---|
AS LOW AS 7.75% APR | AS LOW AS 8.00% APR | AS LOW AS 8.25% APR | AS LOW AS 8.75% APR |
Personal Loan Rates
Signature / Consolidation Loans
Terms | Rate |
---|---|
Up to 18 Months | AS LOW AS 9.25% APR |
19 Months to 60 Months | AS LOW AS 9.75% APR |
*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for using automatic for you loan.
Secured by Shares, CDs, Stocks/Bonds
Type | Term | Rate |
---|---|---|
Share Secured | Up to 60 Months | at 3.00%+ Regular Share Rate |
CD Secured | Up to 60 Months | at 3.00% + Your CD Rate |
Stocks/Bonds Secured | Up to 60 Months | at 9.00% |
*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors. Rates include discounts for using automatic for you loan.
Home Loan Rates
Home Equity Line of Credit
Type | 80% Loan To Value | 90% Loan To Value |
---|---|---|
Prime Access HELOC** | 7.55% APR | 8.75% APR |
Floor | 3.50% APR | 4.75% APR |
Home Equity Fixed-5 Years | 6.75% APR | 7.00% APR |
Home Equity Fixed-7 Years | 7.25% APR | 8.00% APR |
Home Equity Fixed-10 Years | 7.75% APR | 8.75% APR |
*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.
**For lines over $75,000. Call for additional rates.
10 And Done
80% Loan To Value | |
---|---|
No Closing Costs | 6.625% APR |
*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.
Mortgages
Info |
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Access Credit Union and our mortgage processing partner CU/America Financial Services, Inc. understand what it means to provide mortgage services to Credit Union members; sophisticated offerings with main street sensibilities. |
Today's Mortgage Rates Or Call (630) 620-5200 |
*APR= Annual Percentage Rate. Actual rate based on credit history, income and other factors.