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Loans Rates
*Rates listed below are our lowest Annual Percentage Rates and may vary based on your credit history, incentives and the term of the loan. Rates are subject to change without notice.
Loan rates good for today September 7, 2010.
Automobile Rates
APR for offered terms*
YEAR
up to 42
months
43-54
months
55-66
months
67-72
months
2009-2010
4.00%
4.25%
4.50%
5.00%
2006-2008
4.75%
5.00%
5.25%
2005& older*
5.50%
5.75%
*Terms for 48 Months auto loans of $12,000.00 or more.
Watercraft / Motorcycles & Recreational Vehicles APR for offered terms*
Up to 42 mo
43-54 mo
55-66 mo
67-78 mo
6.25%
6.50%
6.75%
7.25%
Prime Access - Home Equity Line of Credit / Variable Rate* Current Prime Rate is 3.25%
80 % Loan to Value
Prime Access
Prime - 1
$10,000 - $25,000
4.00%
5.50%
$25,000 - $75,000
4.00%
5.50%
$75,000 and over
4.00%
5.50%
90 % Loan to Value
$10,000 - $25,000
4.25%
5.50%
$25,000 - $75,000
4.00%
5.50%
$75,000 and over
4.00%
5.50%
100 % Loan to Value
Prime Access
Prime - 1
$10,000 - $25,000
4.75%
5.50%
Floor
4.00%
5.50%
*No closing fees with a $10,000.00 advance at closing and if the loan is not closed within the first year.
Fixed Rate - Second Mortgage
Term
80% LTV* (APR**)
90% LTV*
100% LTV*
4 Years
5.55%
6.05%
6.50%
7 Years
6.25%
6.75%
7.25%
10 Years
6.50%
7.25%
n/a
*LTV = Loan to Value ** APR = Annual Percentage Rate
First Mortgage Loans
Access Credit Union is proud to introduce our mortgage partner CU/America Financial Services, Inc. CU/America offers many different mortgage products and rates to fit your individual lending needs. You can call the credit union Lending Department directly at (708) 343-0228, option 3 or call CU/America at: 800-351-0449 or 630-620-5200. You can also Apply Now online.
Loans Fully Secured by Stocks/Bonds, CDs, or Shares
